Answer: colloid
Explanation: The colloid is a mixture in which particles from one substance is suspended into particles of another substance. The particles of the colloids remain dispersed and they do not settle at the bottom of the container. The mixture appear in cloudy appearance. The particles of the mixed substances cannot be separated from each other in a colloidal mixture.
On the basis of the above description, and comparing the features of the skin lotion this can be said that the lotion is colloidal mixture.