Answer: The problem begins with Mathilde’s desire to appear wealthy at the minister’s ball. She loses the borrowed necklace, and she and her husband spend the next 10 years repaying their debt to replace it. Mathilde, who believed rich people owned real jewels, is in shock when she finds out from Madame Forestier that the original necklace was a fake. In the resolution, the reader learns the ironic twist of fate. Mathilde discovers that she wasted 10 years of her life paying for a fake necklace that was worth a small amount of money.
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