Final answer:
Scholarships and grants are options for furthering education without taking out student loans.
Step-by-step explanation:
One option for a person who wants to further their education but doesn't want to take out student loans is to apply for scholarships and grants. Scholarships are often based on academic achievements, talents, or specific criteria set by organizations or institutions. Grants, on the other hand, are awarded based on financial need. By researching and applying for scholarships and grants, a person can potentially cover the costs of their education without relying on loans