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A bank is insolvent when its liabilities exceed its assets. its assets increase in value. its assets exceed its liabilities. its capital exceeds its liabilities.

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Answer:

The answer is A. when its liabilities exceed its assets.

Step-by-step explanation:

Insolvency is the state of not being able to pay its long-term debt or liability. If a liability exceeds assets, the company is at the risk of liquidation, it becomes a going concern issue. And meeting its short term obligation (liquidity) or long-term obligation (solvency) is in doubt.

One of the ratio to determine insolvency is debt-to-equity ratio.

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