Answer:
deductible
Step-by-step explanation:
Deductible is a kind of advance made to healthcare insurance services. It basically works as a quota to meet for healthcare insurance coverage.
It basically makes you eligible to claim the healthcare expense you incur from the healthcare insurance company.
In case the healthcare expense is really low for an individual, then he must consider and choose a healthcare service, where he can pay a good premium but a lower value of deductible is required.
It is inversely proportional to the premium, more the premium, lower the deductible, and vice-e-versa.