Question

the lower the discount rate to the federal funds rate the more likely a commercial bank will brrow from

Answer 1

Answer: the fed rather than borrowing from another commercial bank.

Step-by-step explanation:

Based on the question, if there is a scenario whereby the discount rate to the federal funds rate is lower, the logical thing to do is to borrow from the fed rather than borrowing from another commercial bank.

This is because borrowing from fed rather than borrowing from another commercial bank mean that there's less risk attached.