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You borrow $25,000 to be repaid in 24 monthly installments of $1,212.17. The annual interest rate is closest to:

User Balaweblog
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1 Answer

2 votes

Answer:

15%

Step-by-step explanation:

For computing the annual interest rate we need to apply the RATE formula i.e to be shown in the attachment below;

Given that,

Present value = $25,000

Future value or Face value = $0

PMT = $1,212.17

NPER = 24 months

The formula is shown below:

= Rate(NPER;PMT;-PV;FV;type)

The present value come in negative

So, after applying the above formula,

The annual interest rate is

= 1.25% × 12 months

= 15%

You borrow $25,000 to be repaid in 24 monthly installments of $1,212.17. The annual-example-1
User Jackson Allan
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