56.2k views
0 votes
Faisal has in his savings account and can save an additional per year. If interest rates are​ 12%, how long will it take his savings to grow to ​?

User Teewuane
by
5.7k points

1 Answer

2 votes

Answer:

5 years and 4 months = 5.33 years

Step-by-step explanation:

the question is incomplete and it is missing several numbers. I found the following question which I think is the complete:

"Faisal has $12,000 in his savings account and can save an additional $3600 per year. If interest rates are 12%, how long will it take his savings to grow to $47,000? "

by the end of year 1, Faisal will have:

  • $12,000 x (1 + 12%) = $13,440
  • + $3,600
  • total = $17,040

by the end of year 2, Faisal will have:

  • $17,040 x (1 + 12%) = $19,084.80
  • + $3,600
  • total = $22,684.80

by the end of year 3, Faisal will have:

  • $22,684.80 x (1 + 12%) = $25,406.98
  • + $3,600
  • total = $29,066.98

by the end of year 4, Faisal will have:

  • $29,066.98 x (1 + 12%) = $32,487.81
  • + $3,600
  • total = $36,087.81

by the end of year 5, Faisal will have:

  • $36,087.81 x (1 + 12%) = $40,418.35
  • + $3,600
  • total = $44,018.35

Since Faisal is very close to his goal, we can calculate how much money he will have in 6 months:

in 5 years and 6 months, Faisal will have:

  • $44,018.35 x (1 + 6%) = $46,659.45
  • + $1,800
  • total = $48,459.45

Faisal's savings are too high in 6 more months, so we can calculate in 3 more months instead:

in 5 years and 3 months, Faisal will have:

  • $44,018.35 x (1 + 3%) = $45,338.90
  • + $900
  • total = $46,238.90

Faisal is just a little bit short:

in 5 years and 4 months, Faisal will have:

  • $44,018.35 x (1 + 43%) = $45,779.08
  • + $1,200
  • total = $46,979.08

I guess we are close enough because in one more month he will have a significantly higher amount.

User Alexander Tumanin
by
5.6k points