Note:
I was unable to find the complete question. The only thing I accessed successfully was the solution of the question.
Answer:
Reduce student loan balances by $12,000 within 5 years by making extra payments of $200 each month.
Step-by-step explanation:
The reason is that the reduction in the student loan is:
Specific as it addresses about the solution of the plan which in this case is paying extra $200 each month.
Measurable as the student loan reduction is by $12,000, time duration and the extra payment is also measurable.
Attainable as the each month extra payment of $200 is not large amount.
Realistic as the reduction by $12,000 is computed on appropriate grounds ($200 per month * 12 month * 5 years).
Timely as the achievement duration of the goal set is 5 years.
Hence the goal is SMART.