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what is the annual percentage yield(APY) for money at an annual rate of (a)4.57% monthly (b)4.58% compunded quartelty

User SergFSM
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1 Answer

3 votes

Answer:

a)Annual rate of return = 4.67%

(b)Annual rate of return = 4.66%

Step-by-step explanation:

Annul rate of return where compounding is done more frequenting could be worked out as follows:

Annual rate of return = (1+r)^n - 1

r - rate of return per period

n- number of periods in a year

a) Monthly rate of 4.57%

r- monthly rate = 4.57%/12 = 0.38% per month

n- 12 months

Annual rate of return = (1+ 0.003808)^12 - 1 × 100 = 4.67%

Annual rate of return = 4.67%

b) 4.58% compounded quarterly

r- quarterly rate = 4.58%/4 = 1.145 %

n- 4 quarters in a year

Annual rate of return = (1+0.01145)^4 - 1 × 100= 4.66%

a)4.57% monthly

Annual rate of return = 4.67%

(b)4.58% compounded quarterly

Annual rate of return = 4.66%

User Peterjwest
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