Final answer:
Scott should choose a PIN that is random and cannot be easily guessed to protect against identity theft. He should be mindful of his personal information and use anti-virus software for added security. Promptly updating contact details with the bank is also crucial.
Step-by-step explanation:
To ensure maximum protection for his ATM card, Scott should select a PIN that cannot be easily guessed. This entails avoiding common numbers such as birthdays, anniversaries or sequences like 1234. Instead, he should use a random combination of numbers that has no personal significance. Additionally, Scott should protect his PIN by covering the keypad when entering it and never writing it down or sharing it with anyone.
Moreover, he should be vigilant about protecting his personal information by keeping an eye on his credit card statements, securing his mailbox against theft, and being cautious about who has access to his personal details. It's essential to understand that incidents of identity theft can occur when someone obtains private information like a social security number or PIN and uses it without permission, often leading to financial losses.
Last but not least, Scott should use updated anti-virus software on his computer to prevent malware that can steal personal information and he should notify his bank immediately if his address or phone number changes, to help maintain the security of his account.