Question

Anita Magri will turn age 65 in August 2020. Anita intends to enroll in Original Medicare Part A and Part B. She would also like to enroll in a Medicare Supplement (Medigap) plan. Anita’s older neighbor Mel has told her about the Medigap Part F plan in which he is enrolled. It not only provides foreign travel emergency benefits but also covers his Medicare Part B deductible. Anita comes to you for advice. What should you tell her?

Answer 1

C). You are sorry to disappoint Anita but a Medigap Part F plan is no longer available to those who turn age 65 after January 1, 2020. Anita might instead consider other Medigap plans that offer foreign travel benefits but do not cover the Part B deductible.

Step-by-step explanation:

As per the Medigap plan F, Anita is not eligible to be enrolled in part F of the plan as she would be turning 65 after the deadline i.e. January 1, 2020. Thus, It would be very apologetic to disappoint her but she should rather be advised to look for some other Medigap plans that would be able to offer her the benefits of foreign travel but without covering up the deductible part B. Therefore, option C displays the correct advise that Anita must be given to choosing the right Medigap plan for her.