Answer:
0.1997 or 19.97%
Explanation:
Have taken course online (H) = 23%
Have NOT taken course online (N) = 77%
Have taken course online and don't believe they provide same value (H&D) = 61%
Have NOT taken course online and don't believe they provide same value (N&D) = 73%
The probability that a student has taken a course online given that she does not believe that online courses provide the same educational value as one taken in person is;

There is a 0.1997 or 19.97% chance that she has taken an online course before.