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Tanner-UNF Corporation acquired as a long-term investment $350 million of 7.0% bonds, dated July 1, on July 1, 2018. Company management has the positive intent and ability to hold the bonds until maturity. The market interest rate (yield) was 8% for bonds of similar risk and maturity. Tanner-UNF paid $320.0 million for the bonds. The company will receive interest semiannually on June 30 and December 31. As a result of changing market conditions, the fair value of the bonds at December 31, 2018, was $330.0 million.

Required:
1. & 2. Prepare the journal entry to record Tanner-UNF’s investment in the bonds on July 1, 2018 and interest on December 31, 2018, at the effective (market) rate.
3. At what amount will Tanner-UNF report its investment in the December 31, 2018, balance sheet?
4. Suppose Moody’s bond rating agency downgraded the risk rating of the bonds motivating Tanner-UNF to sell the investment on January 2, 2019, for $310.0 million. Prepare the journal entry to record the sale.

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Answer:

1. & 2. Prepare the journal entry to record Tanner-UNF's investment in the bonds on July 1, 2018 and interest on December 31, 2018, at the effective (market) rate.

July 1, investment in UNF bonds

Dr Investment in bonds HTM 350,000,000

Cr Cash 320,000,000

Cr Discount on bonds 30,000,000

December 31, interest revenue from investment in bonds

Dr Cash 12,250,000

Dr Discount on bonds 550,000

Cr Interest revenue 12,800,000

Discount on bonds = ($320,000,000 x 4%) - ($350,000,000 x 3.5%) = $12,800,000 - $12,250,000 = $550,000

3. At what amount will Tanner-UNF report its investment in the December 31, 2018, balance sheet?

Investment in bonds HTM = $350,000,000 (face value) - $29,450,000 (discount on bonds) = $320,550,000

Changes in the market value of bonds held to maturity are not considered by the company.

4. Suppose Moody's bond rating agency downgraded the risk rating of the bonds motivating Tanner-UNF to sell the investment on January 2, 2019, for $310.0 million. Prepare the journal entry to record the sale.

Dr Cash 310,000,000

Dr Dr Discount on bonds 29,450,000

Dr Loss on investment in bonds HTM 10,550,000

Cr Investment in bonds HTM 350,000,000

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