Answer:
The air-water interface is an example of boundary. The transmitted portion of the initial wave energy is way smaller than the reflected portion. This makes the boundary wave hard to hear.
When both the source of the sound and your ears are located underwater, the sound is louder because the sound waves can travel directly to your ear.
Step-by-step explanation:
The air-to-water sound wave transmission is inhibited because more of reflection than transmission of the wave occurs at the boundary. In the end, only about 30% of the sound wave eventually reaches underwater. For sound generated underwater, all the wave energy is transmitted directly to the observer. Sound wave travel faster in water than in air because, the molecules of water are more densely packed together, and hence can easily transmit their vibration to their neighboring molecules, when compared to air.