Answer:
False
Step-by-step explanation:
Actually, Exodus 20:5 wasn't referring to "transference of guilt between family generations" but it was referring to "transference of punishment between family generations".
This means that when the fathers commit sin, God will PUNISH them for those sins even till their third and fourth generations. That is the children to the third and fourth generation will be punished because of the sins of their fathers (ancestors).