Answer:
11) payment history ; 111) Amounts owed
Explanation: An individual's credit score is of great importance in determining if a person should be given a loan or not. The credit score is reliant on factors such as ; the level of debt or amount owed by the account owner and the repayment history of the individual. These information are used to enable the borrower qualify for a loan while also providing the lender requisite information in evaluating if the borrower is credit worthy. An individual with a poor and untimely debt repayment history coupled with a high debt value will have a low credit score thereby hampering such individual's chances of qualifying for a loan. Similarly, borrowers with good and timely repayment history and devoid of debt may have higher chances of qualifying for more robust and long term loans.