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A family buys a car for $25,000. The family pays $2,500 cash and takes out a loan for the rest at 8% simple interest.

What is the monthly payment if the loan length is 5 years?

$150

$250

$425

$525

User Calcutta
by
4.6k points

1 Answer

5 votes

Answer:

A. $150

Step-by-step explanation:

Amount of car = $25,000

Initial payment = $2,500

If the family takes out a loan for the rest, the amount taken as loan

= $25,000-$2,500

= $22,500

If interest of 8% is charged on the loan for 5years, the interest charged for the 5years can be gotten using simple interest formula:

Simple interest = principal × rate × time/100

Simple interest = $22,500×8×5/100

Simple interest = $9,000

If total interest paid for 5years = $9,000

The family monthly payment will be:

= $9000/5×12 (since there are 12months in a year)

= $9,000/60

= $150

User Maksim Kostromin
by
4.3k points