Answer:
No, she will go $3.15 above 40.
Explanation:
1. Since the tip is 15%, you can either multiply 37.52 by 1.15 or 0.15. In the route of multiplying by 0.15, you need to add it to 37.52. I will multiply by 1.15 to make it easier.
2. 37.52x1.15 = 43.148 or about $43.15 (rounded).