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22. Philip has an average daily balance on his credit

card of $107.50. His credit card charges 8.99%
annual interest. What will his monthly finance
charge be?
$8.99
$0.75
$0.81
$9.66​

1 Answer

4 votes

Answer:

$0.81

Explanation:

Given;

Philip's average balance = $107.50

Annual Charges rate = 8.99% = 0.0899

The annual Charges can be calculated as;

Annual Charges = Average balance × rate

Substituting the values;

Annual Charges = 107.50 × 0.0899 = $9.66

The monthly charges can be derived from the annual Charges by dividing by the number of months in a year.

Monthly Charges = Annual Charges ÷ 12 month per year

Monthly Charges = $9.66 ÷ 12 = $0.805

Monthly Charge = $0.81

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