Question

Which sentence describes a benefit that short-term disability insurance offers a policyholder?

O A.

It provides 30% to 40% of the policyholder's income for up to one year.

B. It provides 10% to 25% of the policyholder's income for up to two years.

C.

It provides 50% of the policyholder's income for up to one year.

OD. It provides 40% to 60% of the policyholder's income for up to one year.

Answer 1

D. It provides 40% to 60% of the policyholder’s income for up to one year.

Explanation: PLATO

Answer 2

D. It provides 40% to 60% of the policyholder's income for up to one year.

Step-by-step explanation:

Short term disability insurance covers the income of a person that has to leave work as a result of illness or injury. It provides financial assistance while the individual recuperates at home.

The employee gains 40 to 60 % of their gross weekly income depending on premium paid.

The coverage period is 9 to 52 weeks, that is 2.25 to 12 months.

Usually coverage starts from 14 days after injury occured.