Which person is more likely to have more wealth upon retirement?
A-a person who has invested 5 percent of their income into a stock portfolio beginning at age 50
B-a professional who bought some of their company’s stock beginning at age 30
C-a person who has invested 5 percent of their income into an equity mutual fund beginning at age 22
D-a person who has invested 5 percent of their income into government bonds beginning at age 22