Paul has a car that is 8 years old and has 126,000 miles on it. Even though he couldn't get more than $2,000 if he sold it, he still pays $350 per year for collision insurance to pay him up to the value of his car if it were damaged. If Paul decides to drop his collision insurance coverage, how is he handling that risk? A. Reducing it B. Transferring it C. Assuming it D. Avoiding it