Answer:
d. the use of false pretenses to access the personal information of others.
Step-by-step explanation:
The Gramm-Leach-Bliley Act (GLBA), is also known as the Financial Services Modernization Act of 1999. This service provides limited privacy protections against the sale of your private financial information. In this age where there are deception, deceit, falsification and cyber crime, GLBA plays a vital role in protecting people's privacy.
Therefore, the GLBA utilizes protections against pretexting, the act of obtaining personal information through false pretenses. It prohibits the use of false pretenses to access the personal information of others.