Final answer:
The central idea of the text is that life skills have a profound impact on adult life even though they're not directly taught, which is best represented by option C.
Step-by-step explanation:
The central idea of the text is option C: Even though life skills are not directly taught, learning them has a profound impact on adult life. This idea is supported by the various sections of the curriculum that focus on understanding important aspects of personal financial literacy such as becoming a wise investor, starting a savings program, managing checking accounts, identifying consumer loans, borrowing responsibilities, and improving credit scores. Additionally, the importance of learning how to prioritize activities, manage stress, and maintain healthy habits for wellbeing supports the notion that learning life skills, which are often part of the so-called hidden curriculum, are crucial for success in adult life. These skills enable individuals to assess situations from various perspectives and apply critical-thinking skills to analyze personal financial decisions, which are essential components in becoming independent and successful adults.