Joan believes the best way to play roulette is to place a bet on a 6 block of numbers as her probability of winning is 638. She decides to place a $20 bet with this probability. She will win $100 (and keep her bet!) if one her numbers come up but she will lose if any other number is shown, a probability of 3238. What is the expected value for Joan? Round to the nearest cent. Do not round until your final calculation.