Question

Anil, a professor of Indian origin, went to a community bank to apply for a home loan. The banker told Anil that he does not qualify for a loan. According to the bank's policy, it is risky to offer loans to minority group members because they are not likely to hold a steady job. This scenario illustrates _____. a. assimilation b. institutional discrimination c. acculturation d. pluralism e. cultural relativism

Answer 1

Answer: (B) Institutional discrimination

Step-by-step explanation:

The institutional discrimination is one of the discriminatory process in which a group or an individual people are mistreat in the society by denial in various types of rights, rules and the opportunities.

According to the given question, the given example is best illustrating the institutional discrimination because Anil is one of the Indian professor and he apply for the home loan in the community bank.

So, the banker explain to Anil that he is not eligible for the loan on the basis of bank's policies as offering loans to the minority group people the bank feels risk due to their unstable jobs.

Therefore, Option (B) is correct answer.