Answer: The insured would need to file a claim for this loss under their commercial property or businessowners policy
Explanation: The commercial crime policy is designed to provide protection and support for businesses and employees, protecting the right of employees and aiding business owners to avoid financial meltdown and discipline. The loss could be filed under The business owner policy (BOP) which is an insurance policy geared towards small and medium scaled businesses. Usually insurance covered by the Business owner policy insurance include damages resulting from fire, wind, vandalism and so on. Therefore as stated in the scenario above, the $2,500 damaged resulting from vandalism should be filed under the business owner policy insurance.