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Suppose you are given the following information: Years: 5 Interest Rate: 6% APR, compounded monthly Present Value: $30,000 Calculate the future value. (Enter a positive number and round 2 decimals)

1 Answer

6 votes

Answer: $40,365.50

Step-by-step explanation:

For this question we can use the Compound interest formula which is,

A = P(1 +r/n)^nt

Where,

A = final amount

P = initial principal balance

r = interest rate

n = number of times interest applied per time period

t = number of time periods elapsed

Using the above formula we can plug in the figures and get,

Remember that since it is compounded monthly, "n" will be 12 to represent 12 months in a year.

A = 30,000 ( 1 + (0.06/12) ) ^ 12(5)

= 40,465.5045765

= $40,465.50

The Future Value is $40,365.50

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