Question

You have a homeowner's policy that insures no-fault medical payments up to $500 per person. During your daughter's first slumber party, the brass ceiling fan fell and injured your daughter and two of her guests. How much of the following medical expenses will your homeowner's policy pay under medical payments coverage? ​ Daughter $150 First guest $350 Second guest $700

Answer 1

$850

Step-by-step explanation:

Under the homeowners no fault medical coverage medical bills for one's family is not covered. This the daughter's medical bill of $150 is not going to be paid by the insurance company. The no fault medical coverage covers bills of friends and neighbors injured in one's home. In this case, since it's to a fee of $500 per person, the insurance company will pay the full bills of the first guest since her medical bill is below the $500 mark($350), while for the second guest, they will pay up to $500 dollars, since the insurance paid is limited to $500 dollars per person. Hence total money paid by the insurance company will be

$350 + $500 = $850.