Answer:
The answer is credit.
Step-by-step explanation:
Financial institutions generally offer companies or individuals the possibility of requesting a credit. The financial company makes the credit to the person and they sign a payment agreement, which establishes a term, the payment of interest and other costs that the debtor must pay.
The credits help people who request it to have an amount of money that helps them solve their problems or their investments almost immediately. But also when they fail to comply with the payment agreements, they can be fined by the financial company and increase the interests of their credit.
I hope this information can help you.