Answer and explanation:
Some banks provide overdraft options so purchases and charges can go through customers' accounts even if their balance fell below zero. While this might be helpful in front of temporary adverse financial situations, it could result in large debt in the long-run since percentage and fees apply every time there is an overdraft charge in the account.
In such a case, if you receive an overdraft notice the actions to take imply checking your recent records, calling the bank right away to find out more information about the overdrawn charge, if the transaction is correct, and request details of the fees implied. Handling the matter quickly is a must. That is why setting a note aside and wait until later is an action to avoid doing.