Question

An insured has an auto liability policy with limits of 25/50/15. The insured is involved in an accident caused by her negligence and is held legally liable for bodily injuries of 3 persons in the other auto as follows: "A" $15,000, "B" $30,000, and "C" $35,000. How much will her insurer pay in total for all injuries?

Answer 1

Answer: $50,000

Explanation: from the question above, an auto liability policy with limits of 25/50/15 will cover a sum of $25,000 max per injured persons. The above rule states that the insurance company will pay a max of $25,000 per person to a max of 2 injured persons and that if they are more than 2, the insurer will pay the bal for the injured persons.

From the above explanation, the insurance company will pay $50,000