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Penelope invested $65,000 in an account paying an interest rate of 2.3% compounded monthly. Assuming no deposits or withdrawals are made, how much money, to the nearest dollar, would be in the account after 8 years?

User Tbolender
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1 Answer

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Answer: $78150 would be in the account after 8 years

Explanation:

We would apply the formula for determining compound interest which is expressed as

A = P(1+r/n)^nt

Where

A = total amount in the account at the end of t years

r represents the interest rate.

n represents the periodic interval at which it was compounded.

P represents the principal or initial amount deposited

From the information given,

P = $65,000

r = 2.3% = 2.3/100 = 0.023

n = 12 because it was compounded 12 times in a year.

t = 8 years

Therefore,.

A = 65000(1 + 0.023/12)^12 × 18

A = 65000(1 + 0.00192)^96

A = 65000(1.00192)^96

A = $78150

User Injecteer
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