Answer:
D. health insurance coverage.
Step-by-step explanation:
- The health insurance cover is a direct insurance coverage and it involves the medical and surgical and the dentist expenses the is that are incurred by the health.
- And is a firm of a reimbursement that insures the expenses that are incurred in the injures and pays the care providers directly.
- The phenomenon is thus called as a moral hazard as o occurs when someone is exposed to risks and needs a life cover or insurance.