Answer:
The answer is more complicated. It's both mutualism and commensalim.
Step-by-step explanation:
Mutualism because the bacteria gets a space to live in and we get the direct benefits due to their activity (e.g. celluolytic bacteria in appendix).
Commensalism because we don't get any direct benefits nor harm from some microbiota that inhabit us. They just happily do their own thing not bothering us. A commensal species benefits from another species by obtaining locomotion, shelter, food, or support from the host species (us), which (for the most part) neither benefits nor is harmed.