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Investment X offers to pay you $4,300 per year for 9 years, whereas Investment Y offers to pay you $6,100 per year for 5 years. a. If the discount rate is 6 percent, what is the present value of these cash flows?

User Nlsrchtr
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1 Answer

7 votes

Answer:

Present value of investment X=$29,247.28

Present value of investment Y=$25,695.42

Step-by-step explanation:

Since the investment X is paying the $4,300 per year for the period of the 9 years, therefore, the present value of the cash flows pertaining to the investment X shall be determined through present value of annuity formula as follows:

Present value of investment X=R[1-(1+i)^-n/i}

Where

R=amount that investment X is giving per year=$4,300

i= Interest rate per year=6%

n=number of years=9

Present value of investment X=$4,300[1-(1+6%)^-9/6%}=$29,247.28

Since the investment Y is paying the $6,100 per year for the period of the 5 years, therefore, the present value of the cash flows pertaining to the investment Y shall be determined through present value of annuity formula as follows:

Present value of investment Y=R[1-(1+i)^-n/i}

Where

R=amount that investment Y is giving per year=$6,100

i= Interest rate per year=6%

n=number of years=5

Present value of investment Y=$6,100[1-(1+6%)^-5/6%}=$25,695.42

User Awl
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