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In the current year, Marc, a single taxpayer, has ordinary income of $35,000. In addition, he has $3,000 in short-term capital gains, short-term capital losses of $6,000, and long-term capital gains of $4,000. What is Marc's adjusted gross income (AGI) for the current year?

User MdaG
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2 Answers

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Final answer:

Marc's adjusted gross income (AGI) is $32,000, calculated by subtracting the allowable $3,000 capital loss from his $35,000 ordinary income, while the long-term capital gains are taxed separately and not included in the AGI calculation.

Step-by-step explanation:

To calculate Marc's adjusted gross income (AGI) for the current year, we first need to address his capital gains and losses. Marc has $3,000 in short-term capital gains and $6,000 in short-term capital losses. The losses offset the gains, so there is a net capital loss of $3,000. However, the net capital loss can only reduce his ordinary income up to $3,000 in one tax year. His long-term capital gains of $4,000 are treated separately and will be subject to different tax rates.

Marc's AGI would be:

  • Ordinary income: $35,000
  • Net short-term capital loss: -$3,000 (up to the limit that can be applied against ordinary income)
  • Long-term capital gains: Not included in AGI calculation as they are taxed separately

Therefore, Marc's AGI would be: $35,000 (ordinary income) - $3,000 (capital loss) = $32,000.

It is important to note that taxable income is then calculated by subtracting the relevant deductions and exemptions from the AGI. These deductions might include the standard deduction, itemized deductions, and various other adjustments that could further reduce taxable income from the AGI.

User MJeremy
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1 vote

Answer:

Marc's Adjusted gross income (AGI) for the current year is $32,000

Step-by-step explanation:

Adjusted Gross Income (AGI): is the net income realized after deduction all the adjustments that reduce the total amount of the gross income. AGI is used mainly for calculation of tax returns, that is it is used to calculate what the actual tax should be based on what you really earn after adjustments.

In our example, the incomes within the current year are; ordinary income and short term capital gains. we do not use long term capital gains because they are gains on investments realized later than one year, and we are interested in the current year, while the adjustment to be deducted is the short term capital losses ($6,000). Hence;

AGI = (ordinary income + short term capital gain) - short term capital losses

AGI = (35,000 + 3000) - 6,000 = $32,000.

User Rimu Atkinson
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