Answer:
3.6%
Explanation:
There is a 46% chance for someone to use the smartphone(A) and 54% that they didn't use the smartphone(B). The question of asking the probability that fewer than 3 of them use their smartphones. The calculation will be:
12C0 * A^12 * B^0 + 12C1 * A^11 * B^1 + 12C2 * A^10 * B^2
12C0 * 54%^12 * 46%^0 + 12C1 * 54%^11 * 46%^1 + 12C2 * 54%^10 * 46%^2 =
0.0006147876262 + 0.006284495734 + 0.02944402631
0.03634330967 = 3.6%