Answer:
(d) HR can lower employment costs for the company.
Step-by-step explanation:
The HR department is the back bone of all companies, especially companies that employs more of human labour to machine labour.
The human resource department helps to interview, employ, and train employees in an organization.
In an insurance firm, the success of the company rest with the human resource team. This is because the team must hire qualified, competent and well trained personnel for the organization to achieve its set goal. Basically, in an insurance company, the staffs seek client for the organization to be insured or to insure their property