Answer:
False
Step-by-step explanation:
Financial freedom is when an individual can make decisions concerning finances without having to think about the implications of the decisions because the individual is financially prepared.
Financial freedom means that an individual controls his/her financaes and not the other way around.
So owing family members only doesn't is not financial freedom but instead, not owing at all is financial freedom. This is simply because, you have to make your financial decisons with respect to the fact that there is debt to be paid. This means you have a clause or constraint in your financial decisons and thus shows no freedom.
Cheers.