Answer:
Finance costs (also known as interest fees) aren't added to your account in a set amount like other fees.
OR
A credit card is a payment card that is issued to users to allow them to pay a merchant for products and services depending on their outstanding debt. The card issuer opens a revolving account for the cardholder and provides a line of credit from which the cardholder can borrow money to pay a merchant or get a cash advance. Consumer credit cards and business credit cards are the two types of credit cards available. The majority of the cards are plastic, however, there are a few metals and gemstone-encrusted metal cards.
Step-by-step explanation: