Question

When Ben applied for life insurance, he was asked on the application if he smoked or used tobacco products. Ben answered "No." In reality, Ben smokes two packs of cigarettes a day. The policy was issued at the "preferred, nonsmoker rate." If Ben dies 6 months after the policy is issued, upon what grounds will the insurer be able to legally deny the claim?

A) warranty
B) misrepresentation
C) waiver
D) concealment

Answer 1

Answer:D

Step-by-step explanation:

Concealment because he kept it as a secret.