Answer:
Use a password manager
Step-by-step explanation:
It is a disadvantage to use usernames and passwords for account authentication is a fundamentally defective security mechanism.
Your pet's name and other nomenclatures are very easy for hackers.
Advantages of a password manager:
- Most password managers use multifactor authentication.
- The information is stored, in encrypted form, on the servers operated by the providers; This is a strong enough security.
- Examples of password managers LastPass, 1Password, Bitwarden, RoboForm, Intuitive Password, Dashlane, RoboForm etc.