Question

Which type of Medicare policy requires insureds to use specific healthcare providers and hospitals (network providers), EXCEPT in emergency situations?a. preferredb. medicare select c. medicare advantage

Answer 1

Medicare Select is the Medicare policy that necessitates the use of specific network providers, with the exception being in case of emergencies.

Step-by-step explanation:

The type of Medicare policy that requires insureds to use specific healthcare providers and hospitals, except in emergency situations, is Medicare Select. This type of policy is similar to a Preferred Provider Organization (PPO) plan in that it has a network of doctors and hospitals that members are encouraged to use to keep their costs lower. However, like with most Medicare plans, emergency services are covered if the insured needs to go to a hospital outside of the network.

Answer 2

The correct answer is option B. medicare select.

Explanation:

A Medicare select policy is a medicare policy that limits the coverage to the network of hospitals, doctors, and healthcare providers. This medicare plan allows the insured to negotiate with the healthcare providers so it is cost-effective as they charge less for their services.

Other plans given in options such as advantage medicare give a wide range of network of healthcare provider however they charge more than the medicare select plan.

Thus, the correct answer is option B. medicare select.