Answer:
The correct option is d) Yes, business associates of covered entities, like health insurance companies, are covered by HIPAA.
Step-by-step explanation:
HIPPA can be described as a policy which was set up in 1996 for the security and privacy of patients. HIPPA takes strict actions to preserve the privacy of a patient. Every aspect of the Health care industry comes under HIPPA. Billing, credentials, customer care etc of a health insurance company will also come under HIPPA policy. Hence, yes, Joan does work for an entity covered by HIPPA.