Answer: Ten days for Sick persons and immediately for accidents.
Explanation: Health insurance plans are insurance policies aimed at the health care of the policy holder, health insurance plans are managed by HMOs(health managements) whose sole aim is to ensure that enrollees an beneficiaries are adequately catered for.
When a health insurance plan is reinstated It takes a minimum of ten (10) days before commencement of the policy, for sick persons and one immediately for accidents victims mainly because it is an emergency,this is according to the underlying laws guiding Health insurance plans in the United States.