A predictable pattern of spending each individual is shown in the credit report.
Step-by-step explanation:
- A Credit report contains a name, address, loans, accounts payment history, recent credit.
- It will show a predictable pattern of spending each individual as it will be updated as long as we spend or purchase.
- It will not shows an unexcepted purchase which we cannot predict. It will also not shows us unconnected pending habits.
- A credit report will not change itself without any reason. So it will always show us the correct spending on each individual.