Question

An insurer has the right to request a physical exam or an autopsy to determine its liability to pay benefits. This request may be made under which provision?

Answer 1

Answer: Physical Exam and Autopsy provision

Explanation:

Physical exam and autopsy provision is the clause that is commonly found in health insurance terms. According to this policy ,an insurer can ask and examine the insured party through conducting physical exam for the unsettled claim.

In case if the insured person is dead then insurer can request for the conduction of autopsy. After the successful conduct and approval by insurer the insured party can receive the benefits of the policy