Final answer:
The California Insurance Commissioner oversees the regulation of insurance but does not typically set insurance premiums, which is done by insurance companies and is approved or disapproved by the commissioner.
Step-by-step explanation:
The California Insurance Commissioner has a variety of duties, but one that is not typically within the scope of their responsibility is setting insurance premiums. Insurance commissioners oversee the regulation of insurance rates, ensuring that they are neither excessively high nor discriminatory to consumers. However, the actual setting of insurance premiums is typically done by insurance companies themselves and is subject to the commissioner's approval or disapproval based on whether the rates are deemed fair and compliant with legal statutes.